ICICI Bank revises charges on NRI savings accounts from November 1; check when, what you have to pay

The ICICI Bank has revised certain charges that are levied on the NRI savings bank accounts. The revised charges will come into effect on November 1, 2022. As per the ICICI bank website, Rs 200 will be charged if a cheque deposited by an ICICI Bank NRI customer is returned due to financial reasons. Similarly, if a cheque issued by an ICICI Bank NRI customer is returned due to financial reasons, then the bank will levy a charge of Rs 500. If the cheque issued is returned due to non-financial reasons, then a charge of Rs 50 will be levied except for signature verification.
The private sector bank has also revised the charges for issuing cheque book. There are nil charges for 25 cheque leaves in a year but the bank will charge a courier fee of Rs 375 to deliver it to the customer’s home.

The bank has also revised charges for IMPS transactions. An IMPS transaction of up to Rs 1 lakh will have a charge of Rs 5 per transaction. For IMPS transactions of above Rs 1 lakh to up to Rs 5 lakh, the bank will levy a charge of Rs 15 per transaction.

Getting a duplicate statement of your ICICI NRI bank account will also attract charges. The bank will charge Rs 100 per statement if a duplicate statement is issued from the branch or customer care (Non-IVR). However, if a duplicate statement is received from customer care (IVR), ATM, and Net Banking, then the bank will levy a fee of Rs 50 per statement.
Depositing cash via a cash acceptor or recycler machine will also attract charges. The NRI customers have to pay Rs 50 per transaction if the cash deposited in a month exceeds Rs 10,000 either as a single transaction or multiple transactions on bank holidays and between 6.00 PM and 8:00 AM on working days. However, no charges will be applicable for incapacitated and visually impaired persons.

If an NRI customer forgets his/her internet banking user ID or password, then re-issuing the same from the branch or IVR customer care will attract a charge of Rs 50 per request.

Any deliverables that an NRI customer was required to pick up from a bank branch (say ATM card, cheque book, etc.), if not picked up within the stipulated time then destroying such items will also attract a charge of Rs 50.