Top 5 travel cards that offer best discounts, forex rate for your next international trip

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Are you planning an international trip on New Year’s Eve? Or do you travel abroad frequently for work? Then, you must check these travel credit cards which come with exclusive benefits. With the right travel card, you not only earn good rewards but also save on flight bookings, hotel stays, memberships, and more. Further, you can also save a significant amount on foreign exchange markup fees as some of these cards offer a lower rate compared to other avenues. However, with so many travel credit cards available in the market, it can be difficult to find the right one which matches all your needs. Paisabazaar has selected the top 5 credit cards for you that will make your next foreign travel slightly more affordable and hassle-free.


SBI Card Elite



Annual Fee:
Rs 4,999


Key features
-Low forex mark-up charge of 1.99 per cent

-Rs 5,000 welcome e-voucher from partner brands

-Complimentary membership to the Priority Pass program worth $99

-6 free airport lounge visits per year outside India, not exceeding 2 visits per quarter to participating lounges

-2 complimentary visits to the domestic airport lounge per quarter

-Complimentary Club Vistara Silver membership with 1 upgrade voucher

-9 Club Vistara points for every Rs 100 spent on flights

-Complimentary Trident Privilege Red Tier membership with 1,000 welcome points on registration and other benefits

-Milestone privileges of up to 50,000 bonus reward points

-5X reward points on dining, departmental stores, and grocery spends

-Interest rate: 3.65 per cent per month (43.8 per cent per annum)

Standard Chartered EaseMyTrip Credit


Annual Fee:
Rs 350
Key features

-Flat 20 per cent instant discount on international and domestic hotel bookings (Up to Rs 10,000 and Rs 5,000 respectively) via EaseMyTrip

-Flat 10 per cent instant discount on international and domestic flight bookings (up to Rs 5,000 and Rs 1,000 respectively) via EaseMyTrip

-10X rewards on every Rs 100 spent to book tickets at standalone hotel and airline websites/apps/outlets

-Rs 125 off on bus ticket booking of minimum of Rs 500

-2X reward points for every Rs 100 spent on all other retail spends

-1 free domestic lounge access per quarter

-2 complimentary international lounge access per year

-Interest rate: 3.75 per cent per month (45 per cent per annum)

Also Read: List of long weekends in 2023: Plan your holiday trips now to save money in the future

RBL World Safari Credit Card

Annual Fee: Rs 3,000

Key features

-0% forex mark-up fee

-MakeMyTrip welcome voucher worth Rs 3,000

-5 travel points for every Rs 100 spent on travel

-2 travel points on every Rs 100 spent on all other purchases

-2 complimentary lounge visits per quarter at major Indian domestic airports

-Priority Pass membership to access international airport lounges

-10,000 travel points on spending Rs 2.5 lakh in a year, and an additional 15,000 on spending Rs 5 lakh in a year

-Additional gift card of Rs 10,000 on Rs 7.5 lakh spent in a year

-Free golf lessons and access to select golf courses across the country

-Interest rate: Up to 3.99 per cent per month (47.88 per cent per annum)

InterMiles HDFC Bank Signature Credit Card

Annual Fee: Rs 2,500

Key features

-Rs 750 and Rs 2,000 flight and hotel discount vouchers respectively, and InterMiles Silver membership for the first a year and upon renewal

-Up to 8,000 bonus InterMiles on joining

-3,000 InterMiles each on spending Rs 6,000 during the first 30 days

-6 InterMiles on every Rs. 150 spent on retail spends

-12 InterMiles on every Rs. 150 spent on a flight ticket or hotel booked on the InterMiles website

-Redeem InterMiles to book flight tickets via the InterMiles website

-5 per cent and 10 per cent discount on economy and business class tickets respectively on Etihad Airways booked on the InterMiles website with 2.5X bonus InterMiles on tickets

-16 complimentary visits to Visa or MasterCard lounge per year

-Priority Pass membership worth $99 with complimentary access to airport lounges

– Interest rate: 3.6 per cent per month i.e. 43.2 per cent annually

HDFC Diners Club Privilege

Annual Fee: Rs. 2,500

Key Features:

-Low forex mark-up fee of only 2 per cent

-4 reward points for every Rs 150 spent

-Up to 10 times reward points on spends via bank SmartBuy

-2X reward points on weekend dining

-Book flights and hotels across 150+ airlines and choice of hotels for both domestic & international locations via the SmartBuy Platform

-12 complimentary access to Diners Club lounges in India and worldwide

-Waived renewal fee if Rs 3 lakh is spent in 12 months

-Complimentary Ola Cabs, cult.fit Live, BookMyShow, and TataCliQ vouchers on spending over Rs 40,000 per month

-Complimentary annual memberships of Amazon Prime, MMT BLACK, Times Prime, and Dineout passport

Interest rate: 3.6 per cent per month i.e. 43.2 per cent annually

IDFC FIRST Wealth Credit Card

Annual Fee: NIL

Key features

-Low forex mark-up fee of only 1.5 per cent

-4 complimentary airport lounge and spa visits per quarter

-Discounts on airport fast-track immigration service and airport transfer limousine service

-Access to more than 900 luxury hotels with premium benefits

-Get a welcome voucher worth Rs 500 on a minimum spend of Rs 15,000 in the first 90 days of card activation

-5 per cent cashback of up to Rs 1,000 on the first EMI transaction

-Up to 20 per cent discount at over 1,500 restaurants

-Up to 15 per cent discount at 3000+ health & wellness centers

-2 free golf rounds per month on spending Rs 20,000 in the preceding statement month

– Interest rate for overdue: 3.99 per cent per month, annual rate: 47.88 per cent

Source: Paisabazaar

All card information is sourced from the card provider’s website as of December 8, 2022.

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